Living and working in Southeast Florida, the boat capital of the world we have been seeing more and more insureds with claims on their boats coming through our door. We have been noticing a trend of these claims being denied for various reasons. Speaking with several boat mechanics and repair shop owners this has become a real problem.
In the event that you have a boat claim whether it be from a crash, taking on water, sinking or grounding be very careful how you present the claim from the onset. Keep in mind that in order for a claim to be covered it does need to be ‘Sudden & Accidental’. If you have or have had a boat claim give us a call.